Credit repair involves identifying errors, inaccuracies, or outdated information on your credit report and disputing them with the credit bureaus and your creditors. This can help improve your credit score and overall financial health.
Credit repair can take anywhere from a few months to a year or more, depending on the complexity of your case and the number of negative items on your credit report.
Yes, you can attempt to repair your credit on your own, but it can be a time-consuming and complex process. Working with a credit repair professional can save you time and help ensure that the process is handled correctly.
Yes, credit repair is legal, as long as it is done in compliance with state and federal laws. WeClick Credit Solution operates within the guidelines set by the Credit Repair Organizations Act (CROA) and other applicable laws.
Common negative items that can be removed from your credit report include late payments, collections, charge-offs, bankruptcies, and foreclosures. However, each case is unique and the specific items that can be removed will depend on your individual circumstances.
At WeClick Credit Solution, our credit repair services cost $99 per month and a one-time enrollment fee of $250. We also offer a 90-day money-back guarantee if we are unable to improve your credit score within that timeframe.
No, credit repair cannot guarantee a specific credit score. However, by identifying and disputing negative items on your credit report, credit repair can help improve your credit score and overall financial health.
Credit repair itself will not directly affect your credit score. However, as negative items are removed from your credit report, your credit score may improve.
It’s a good idea to check your credit report at least once a year to ensure that there are no errors or inaccuracies. You may also want to check your credit report more frequently if you are actively working to improve your credit score.
